Republicans in the U.S. House and Senate have introduced a health care bill that addresses a current health care debate: How to help Americans seeking health insurance with pre-existing conditions.
The "Fair Care Act of 2020" was introduced by Sen. Mike Braun (R-Indiana) and Rep. Bruce Westerman (R-Arkansas). Two of its provisions would codify pre-existing conditions in HIPPA and promises better protections for those same patients though what is called an "Invisible Guaranteed Coverage Risk Pool" and through guaranteed coverage Medigap plans.
"I don't think anybody should go broke because they get sick or have a bad accident, but (the answer is) not through government," Sen. Braun told the "Washington Watch with Tony Perkins" program. "Government tried that through Obamacare, but that was Big Government (and) Big Health Insurance that was doomed to fail.”
The only winner in that agreement was insurance companies, he added, who enjoyed “bloated” profits but didn’t help underserved Americans.
Other provisions mentioned in the legislation include:
•Eliminating the employer health insurance mandate and allowing those with Employer Sponsored Insurance (ESI) offers to receive premium assistance.
•Expanding the use of pretax dollars to cover more medical expenses, including insurance premiums and direct primary care arrangements.
•Requiring medical providers to send timely, transparent bills to patients.
•Discouraging hospital consolidation and anti-competitive behavior while protecting rural hospitals from closures.
•Modernizing the prescription drug approval process to bring safe, effective medicine to patients faster.
•Expanding the number of health professionals that can provide telehealth services.
Representatives Tim Burchett (R-Tennessee), Denver Riggleman (R-Virginia), and Lloyd Smucker (R-Pennsylvania) joined the bill as original cosponsors.